As part of a new series, we are introducing the people behind Co-Navigate. You may have already met the Co-Navigate family on our ‘Meet the Team’ page. But what makes them tick? And how did they move into a career in financial planning?
First of all, we meet Andy Mathers…
What is your position at Co-Navigate?
Financial Planner, Co-owner and Director
Why did you choose a career in financial services?
I pretty much fell into the career. I did my degree in economics and worked for two years at a church. During that time, I was buying my first house and when I spoke to someone at the youth group he asked if I wanted to speak to his dad, who was a mortgage adviser. I went to see him and six hours later he offered me a job! I shadowed him for two weeks and as I have a geeky mathematical brain and it’s a people-related job with maths thrown in, I absolutely loved it. That was 22 years ago!
What is your experience?
Initially, I was a general adviser, working with mortgages, investments and pensions. In the past 10 years I have focused on investment and pensions. Pretty much all my clients are medical professionals, that is my speciality now.
What do you enjoy about your job?
The key bit is helping people make the most of their finances and make good decisions. People worry about talking about money and the future. What we hopefully do is give them a sense that they are in control of their finances and make wise, educated decisions, such as, ‘Can I afford to retire a year earlier?’ It gives people the sense of freedom as some people feel guilty about spending money. But when it’s planned and you can afford it, it frees you to enjoy your money guilt-free. It’s not just financial, it’s life planning to help people make good choices.
What key advice would you offer to a potential client to Co-Navigate?
Don’t bury your head in the sand! A problem shared helps deal with it in a very positive way and you don’t feel worried about it. Talk to us about your financial planning. We help people understand what their finances look like and help look forward in a positive way. Our clients have real certainty for the future, which helps people make good decisions rather than fear or worry about it.
I don’t really get chance to listen to music as we have 3 daughters. When we get in the car I don’t get chance to choose as it’s usually Tik Tok at the moment. My life has been ruined by Tik Tok! I do love jazz to relax to.
Hobbies and interests
Faith is really important to me – I’m actively involved in our local church. And I love hockey. When we’re not in lockdown I am playing hockey 6 hours a week. That’s 4 hours of practice and 2 hours of playing.